Transforming Your Payment Process: The Advantages of Integrated Payments for Your Business


As online shopping becomes increasingly convenient, more and more businesses around the world are turning to e-commerce. This shift was driven by the COVID pandemic, consumers were compelled to adopt digital behaviors and lifestyles. Due to the expansion of e-commerce and new purchasing channels, integrated payment solutions have become a must-have feature for successful e-commerce companies.

So you might be wondering why is integrated payment important for your business and with so many options available, which one is right for you?

In this blog, we'll explore the benefits of integrated payment solutions and help you make the right choice.

Benefits for businesses:

  1. Improved efficiency

With integrated payments and its automated processes, whenever a payment has been received, it eliminates the need for manual data entry and checking, reducing the risk of human errors, and the chance of disputes from your customers.

This improves efficiency and streamlines your operations, saving you precious time to focus on other tasks.

  1. Improved security

Integrated payments can also help increase security for both you and your customers by reducing the risk of fraud and data breaches. When payments are processed through integrated systems, the data is encrypted and stored securely, reducing the risk of sensitive data being compromised.

Benefits for customers:

  1. Increased convenience

Integrated payments allow for a seamless and quick checkout without being redirected to a third-party payment gateway, bringing added convenience to your customers.

  1. Increased security

Since integrated payment systems are designed to protect your customer’s sensitive data and such data are stored securely and processed within the company’s system, this gives customers peace of mind when shopping with you.

  1. Flexibility

With the variety of payment options that your customers can choose from, be it credit or debit cards, digital wallets or even Buy Now, Pay Later (BNPL) offerings, they will be able to pay however they want.

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Why SHOPLINE Payments

SHOPLINE payment being our own integrated payment gateway, allows businesses to accept most of the popular payment methods, including BNPL (Afterpay,Affirm and Atome), GrabPay, Apple Pay, Google Pay and major credit cards. 

  1. Competitive transaction fees

SHOPLINE Payments has low transaction fees for international and domestic credit cards and it allows you to enjoy one-stop payment management without the need to switch between different platforms. 

  1. Quick and Secure

SHOPLINE Payments enable quick and secure checkouts and support credit card transactions with attractive rates.

  1. No additional transaction fees

For orders that are being processed through SHOPLINE Payments, there would not be any additional commission fees associated. 

  1. Saves time

With integrated payment methods that are available via SHOPLINE Payments, you would be able to save time on verifying transactions and updating the orders status online. As for your retail stores, using integrated SHOPLINE Payments saves you the time on your day end reconciliation as you will be able to view all payment data at a glance without the need to verify the offline transactions individually.

  1. Flexible

SHOPLINE works with Buy Now, Pay Later and localised payment service providers (Afterpay, Affirm, Atome, Grabpay, Google Pay and more) across the globe so your customers have the flexibility to pay with their preferred way at your store. 


Some other third-party integrated payment gateways that SHOPLINE works with are Stripe and PayPal.

However, since Stripe and PayPal are both third-party payment solutions, to be able to view your payment dashboard you will have to access via their respective sites, whereas for SHOPLINE Payments, you will be able to have direct access and view all orders and payments at one glance from the SHOPLINE admin dashboard.

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Ensure that you have fulfilled these requirements before applying for SHOPLINE Payments 

  1. Store Currency is set to SGD 
  2. Business logo is uploaded
  3. A minimum of 7 products are uploaded
  4. Store status is set to “Open” 
  5. Terms and Conditions, Privacy, Delivery and Refund Policy pages are set up 
  6. Basic website design with contact information in the footer 

Ultimately, whichever payment gateway you choose still depends on how well it can cater to your business needs, with integrated payments and its numerous benefits for your business and your customers, why not give it a try now?

With this, I hope you are able to make a more informed decision and stay competitive in today’s digital landscape. So give it a try here if you are an existing SHOPLINE user, or visit SHOPLINE’s site for more information.

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